2022年2月27日星期日

第一次去看泌尿科医生

日期:2022年2月27日,星期天

时间:8:47 am - 10:24 am

地点:KPJ Puteri Specialist Hospital

医生:Dato' Dr Yoong_How_Fee (Consultant Urological Surgeon @ Suite 26, 5th floor, turn right)

Tel: 07-2253426

10:15 am, went to Cashier & Pharmacy @ 1st floor (Counter 38)

费用:RM 634.50

  • 登记费,RM 10
  • 看诊费,RM235
  • 28天药钱,RM 389.48 
    • RM 242 @ BIG Pharmacy @ 27 March 2022 & 25 April 2022; 
    • RM 260.90 @ Caring Pharmacy @ 29 May 2022 & 5 September 2022
    • RM 270 @ BIG PHARMACY @ 31 December 2023
    • RM 285 @ Big Pharmacy NSK Pandan @ 21 December 2025
  • Info: Caring RM 245.80; AM PM RM 262

CIALIS 5mg film-coated tablets
Each tablet contains 5mg tadalafil
28 film-coated tablets
Light yellow and almond shaped tablets, marked "C5" on one side



10:39 am, 2 hours parking fee at KPJ hospital was RM 2 (pay by TnG card).


Clinic Days: 星期二,三,四,天(8:30 am - 12 pm; 2 pm - 4 pm)
Operation Day: Monday and Friday
Off Day: Saturday

他达那非(tadalafil)是用来治疗男性勃起功能障碍的药物,必须经医生诊断和处方才能服食。
不当服用可提高心脏病,中风,心悸和心律不齐等不良反应的风险,对于患有心脏相关疾病等特定人群更会构成严重风险。

2022年2月26日星期六

阴道念珠菌感染

Pathology Report: Fungal organisms morphologically consistent with Candida spp. 

与念珠菌属形态一致的真菌生物 


夫妻各吃一粒
Date: 26 February 2022, Saturday

Time: 10:57 am - 11:12 am

药钱: RM 91.20;Parking Fee: RM 2 (10:53 am - 11:21 am)

Medicine: DIFLUCAN (150 mg FLUCONAZOLE), import by Pfizer

Fluconazole 有抑菌功能




2022年2月22日星期二

买房需要准备的12项费用

买一间属于自己的屋子,是很多人的梦想,

但很多年轻人都以为只要存够10%的头期钱,就可以买房了!

其实还有很多琐碎费用是需要准备的。

今天就带大家了解买房所需的所有费用,大家一定要了解好,存够了钱才去买房,才不会突然吃不消哦!


1)订金(Booking Fee)

了解新楼盘过后,如果喜欢就给订金 #Lock住想要的Unit。订金一般上是RM100-RM5000.


2) 头期 (Down Payment)

头期一般上是10%(如果可贷款到90%),在签买卖合同的时候就要给了。


3)律师费(Legal Fee)

律师会帮你准备买卖合约(SPA)和贷款合约(LA)。(RM 1,502.80 @ 25 Nov 2016)


4)印花税(Stamp Duty)

印花税是一种在交易文件盖章的时候所征收的费用,这些交易文件包括买卖合约,贷款合约,租约和其他房地产交易合约。

买卖合约(SPA):一份RM10 (2016年首购房产的1%印花税 - 享有50%的印花税减免:RM 495 @ 27 Sep 2018)

贷款合约(LA):贷款总数额的0.5%


5)贷款保险(MRTA/MLTA)

一般上申请贷款时,银行都会介绍给我们。MRTA是一次性付款,受益人是银行。MLTA是分阶段付款,受益人可以是任何人。


6)贷款阶段性利息(Loan Progressive Interest)

购买新 Project,银行会根据发展商的建筑进度出钱,然后我们贷款者需要根据银行已经交付的款项来缴贷款利息。


7)地契转名印花税(MOT)

当地契要转到买家的名字上所需要缴的一笔印花税费用,根据屋价越高越贵。(500千的MOT是9千,800千的MOT是18千)(RM1,140 @ 27 Aug 2018)


8)管理费抵押金(Maintainence Fee Deposit / Management Deposit)

如果是要买的是分层地契(Strata Title)的屋子,比如: Condominium, Service Apartment 或是位于围篱社区内(gated and guarded)的有地房屋,一开始管理层会预先跟我们收大约2-4个月的管理费抵押金。(RM 308 @ 3 April 2018; 4 months)


9)水电费抵押(Utility Deposit)

申请 TNB 和 SAJ 都需要交付 Deposit。TNB 通常是收2个月的用电费押金。

  • Deposit Meter Elektrik, RM 250
  • Deposit Meter Air, RM 70
  • Setem Hasil (TNB & SAJ), RM 20
  • Kos Pemasangan Meter Air, RM 42.40


10)装修费(Renovation Cost)

新Project有分furnised 和 bare unit。如果是 bare unit,我们就需要准备一笔钱来装修。(RM 13,845 @ 20 Aug 2018)


11)地税(Quit Rent / Cukai Tanah)

地税是每年都必须交付给州政府的费用。(一年 RM 50-66)


12)门牌税(Assessment Tax / Cukai Taksiran)

门牌税是交付给市议会的税。每年分2次支付。(一年 RM 118.80)

2022年2月19日星期六

AOC E970Sw monitor

Date: 19 February 2022

Venue: PCCARE COMPUTER SALES & SERVICE

Amount: RM 385

Description:

  • LED 19 Class (47.0 cm)
  • E970SWN/68
  • Model No.: 185LM00019
  • Max. Resolution: 1366 x 768
  • Viewable Image Size: 47.0cm diagonal (18.5")
  • Carton Size: 488(W) x 102(D) x 348(H) mm
  • Net/Gross Weight: 2.15kg/2.8kg
  • 3 years warranry (Service Centre: 1700-81-7872; Whatsapp: 0126938442)

第一次去 辅助生殖中心 看 生育专家

日期:2022年2月19日,星期六

时间:8:09 am - 10:16 am

地点:TMC Fertility & Women's Specialist Centre @ Johor Branch (02-03, Medical Suites, Level 4, Menara Landmark, 12, Jalan Ngee Heng, 80000 JB)

医生:Dr Fabian James Kurian (Consultant Obstetrician & Gynaecologist, Fertility Specialist) 妇产科顾问医生,生育专家

检查:子宫阴道检查 和 抽血检查

费用:RM 690.40

  • Doctor Consultation / Procedure Fee: 1st Consultation - Intermediate, RM 120
  • Laboratory: AMH (JB) RM 300; (LBC) RM 60
  • Medication: Pren - FD30 (Vit D3 + Quatrefolic), RM 98.40
  • Others: Speculum 窥器 RM 5; Outpatient PPE Set RM 5
  • Registration, RM 10
  • Scanning Fee: Vaginal 阴道 Scan F/Up Visit - Intermediate, RM92

Parking Fee at Menara Landmark - Level 6: RM 6 (8:04 am - 10:41 am; 2 hours 37 minutes)

AMH = Anti-Mullerian Hormone, is a substance produced in the ovarian follicles. By measuring the levels of AMH, the doctor will be able to know the size of the ovarian reserve or the number of egg supply. Women with higher AMH values will tend to have better response to ovarian stimulation for IVF and have more eggs retrieved.

LBC = Liquid Based Cytology, is a new technique for collecting cytological samples in order to detect cervical cancer.

Vitamin D3, also known as cholecalciferol, is a supplement that helps your body absorb calcium.

Quatrefolic is a multivitamin and iron product used to treat or prevent vitamin deficiency due to poor diet, certain illnesses, or during pregnancy. 




日期:2022年2月20日,星期天

时间:9 am - 9:11 am

地点:Gribbles Pathology (B-01-12 & B-02-12, Block B 1 Tebrau, Jalan Setanggi Utama, Off Jalan Tebrau, 80250 JB)

抽三个血来验 TSH, Hba1c, Fasting Insulin

检验费用:RM 120

  • THYROID STIMULATING HORM, RM 25
  • GLYCATED HB (HBA1C), RM15
  • INSULIN, RM 80


TSH stands for thyroid stimulating hormone. A TSH test is a blood test that measures this hormone. The thyroid is a small, butterfly-shaped gland located near your throat. Your thyroid makes hormones that regulate the way your body uses energy.

Hemoglobin A1c (HbA1c) test for diabetes.

Fasting insulin measures the level of insulin in your blood. Fasting insulin outside the normal range could indicate diseases such as type 1 or type 2 diabetes. Higher insulin levels are linked to insulin resistance and may increase the risk of heart disease, cancer and Alzheimer's.


Remark: Fasting (12 am - 9 am); including cannot drink water


9 April 2022 (Saturday), 10:55 am - 11:06 am, went to TMC Fertility to buy 2 boxes of vitamin D3 and Folic Acid, RM 98.40

23 July 2022 (Saturday), 8:34 am, went to TMC Fertility to buy 2 boxes of vitamin D3 and Folic Acid, RM 98.40. (RM 2 parking fees at Menara Landmark for 8:17 am - 8:38 am)

8 October 2022 (Saturday), 8:59 am, went to TMC Fertility to buy 2 boxes of vitamin D3 and Folic Acid, RM 98.40

2022年2月16日星期三

老婆车后面被撞

日期:2022年2月16日,星期三

时间:傍晚,放工下班回家时间

地点:我家楼下的停车场

事情经过:老婆退车泊车时,不小心撞到停车场的支柱

车子情况:车后面的左手边下面凹进去;挡泥板 mud guard 松动(其中三粒固定塑胶扣 Mudguard Inner Clip 脱落)

检讨:我老婆怪车后面的 sensor 反应慢



日期:2022年3月18日,星期五

时间:中午,午休后

地点:她公司的停车场

事情经过:午休后,老婆泊车时,前车不小心跌进 longkang

车子情况:车前面有三个 inner clip 脱落(左边两个;右边一个)

检讨:我老婆怪旁边的车停泊太靠近 longkang(被隔壁的车误导,以为前面有很多位子)

2022年2月15日星期二

Sold 5027WB Warrants

Stock Short Name: KMLOONG-WB

Stock Number: 5027WB Warrants 1,125 unit

  • 16 April 2018 - 10 April 2025
  • Exercise Price: RM 1.40; Conversion Ratio 1:1
MPOB CPO price @ 15/2/2022 is RM 5,832 / Tan


On 15 February 2022, Tuesday, sold 1,120 units 5027WB warrants @ 48.93 sen
  • 1,100 x RM 0.49 = RM 539.00
  • 20 x RM 0.449 = RM 8.98
  • RM 539 + RM 8.98 = RM 547.98 (= RM 547.97)
  • RM 547.98 / 1,120 = RM 0.4892678571428 (= RM 0.4893)
  • BRKG AMT: - (RM 40)
  • STAMP DUTY: - (RM 1)
  • CLR FEE: - (RM 0.17)
  • Cheque Fee: - (RM 0.50)
  • Watrrant Earning: 547.97 - 40 - 1 - 0.17 - 0.5 = RM 506.30
On 17 February 2022, Thursday, bank in RM 506.30 cheque into my bank account